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  • Brian D. Ranelle, D.O.
  • Jerry G. Hu, M.D.
  • Stacey Webb-Bullard, O.D.
  • Jeremy E. Loy, M.S., O.D.
  • Jenny G. Terrell, O.D.
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Financing Options

CareCredit® for Better Vision

When to have your vision procedure should be the question, not how to pay for it. Dr. Brian Ranelle and Dr. Jerry Hu would like to make that decision even easier for our patients. That’s why we’re pleased to offer the CareCredit® card, North America's leading patient payment program. CareCredit® lets you begin your procedure immediately — then pay for it over time with low monthly payments that fit easily into your monthly budget. Now you don’t have to save up for years to finally get the vision you’ve always wanted. We’ll help you see clearer, sooner.

Like a Credit Card, but Better

CareCredit® cards work just like a regular credit card, but is exclusive for healthcare services. CareCredit® offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including LASIK and advanced lens implants. Don’t put off improving your vision. Get your procedure now.

For Vision Procedures, CareCredit® Offers:

• Low minimum monthly payments
• No-interest financing if paid within 24 months (Additional plans may be available)
• No up-front costs, pre-payment penalties or annual fees

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit® card today. You’ll be seeing clearer in no time.

Flexible Spending Accounts Can Make Laser Vision Correction Even More Affordable

Save Up to 50% on Laser Vision Correction

Thousands of companies now offer their employees this versatile – yet underutilized – benefit, sometimes referred to as a “flex plan” or “cafeteria plan.” An FSA (Flexible Spending Account) can save you hundreds of dollars on medical bills and can be used to pay for laser vision correction. Depending on your tax bracket, using an FSA to pay for vision correction could save you up to 50 percent.

How it Works

Money set aside in an FSA escapes both federal and state income tax and also Social Security tax. By law, the maximum amount you can contribute to an FSA is $5,000, but most companies limit contributions to $2,000 or $3,000.

FSAs are not just a savings account. They save you money by decreasing the amount of taxes you pay. For instance, if you make $35,000 per year and pay 16% Federal Tax; 6% State Tax, and 7.65% FICA Tax, your total payroll taxes would be $10,377. However, if you contribute $3,000 to your FSA you would pay the same percent of taxes on only $32,000. This would give you net savings of approximately $900. The higher your tax bracket, the more you save.

How to Enroll in an FSA

Check with your benefits manager at work to find out if FSAs are offered by your company. Employers open enrollment for FSAs only occurs once a year. Some enroll in late fall and some in the spring. When your benefits manager sends out an enrollment form, fill it out immediately. You’ll probably only have a week or two to sign up.

On the application, you'll need to decide how much of your salary you want deducted from each paycheck. This money will be deposited in your health care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account.

What to do Now

 If you’re thinking of setting aside money in an FSA so that you can save up to 50 percent on laser vision correction, schedule an appointment now to find out if you’re a candidate for the procedure. With FSA’s and our affordable payment plans, laser vision correction will never be more affordable!