Financing for LASIK, Cataract Surgery & Optical Services in Ft. Worth & Hurst, TX
When you know you need an eye care procedure, the question should be when not how. Dr. Brian Ranelle and Dr. Jerry Hu like to make that decision even easier for our patients. That’s why we’re pleased to offer the CareCredit® card, North America’s leading patient payment program. CareCredit® lets you begin your procedure immediately — then pay for it over time with low monthly payments that fit easily into your budget. Now you don’t have to save up for years to finally get the vision you’ve always wanted. We’ll help you see clearer, sooner.
Like a Credit Card, but Better
CareCredit® cards work just like a regular credit card but are exclusive for healthcare services. CareCredit® offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including LASIK and advanced lens implants. Don’t put off improving your vision. Get your procedure now.
For Vision Procedures, CareCredit® Offers:
- Low minimum monthly payments
- No-interest financing if paid within 24 months (Additional plans may be available)
- No up-front costs, pre-payment penalties, or annual fees
Flexible Spending Accounts Can Make Laser Vision Correction Even More Affordable
SAVE UP TO 50% ON LASER VISION CORRECTION
Thousands of companies now offer their employees this versatile – yet underutilized – benefit, sometimes referred to as a “flex plan” or “cafeteria plan.” An FSA (Flexible Spending Account) can save you hundreds of dollars on medical bills and can be used to pay for laser vision correction. Depending on your tax bracket, using an FSA to pay for vision correction could save you up to 50 percent.
How it Works
Money set aside in an FSA escapes both federal and state income tax and also Social Security tax. By law, the maximum amount you can contribute to an FSA is $5,000, but most companies limit contributions to $2,000 or $3,000.
FSAs are not just a savings account. They save you money by decreasing the amount of taxes you pay. For instance, if you make $35,000 per year and pay 16% Federal Tax; 6% State Tax, and 7.65% FICA Tax, your total payroll taxes would be $10,377. However, if you contribute $3,000 to your FSA you would pay the same percentage of taxes on only $32,000. This would give you net savings of approximately $900. The higher your tax bracket, the more you save.
How to Enroll in an FSA
Check with your benefits manager at work to find out if your company offers FSAs. Employers’ open enrollment for FSAs only occurs once a year. Some enroll in late fall and some in the spring. When your benefits manager sends out an enrollment form, fill it out immediately. You’ll probably only have a week or two to sign up.
On the application, you’ll need to decide how much of your salary you want to be deducted from each paycheck. This money will be deposited in your health care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account.
What to do Now
If you’re thinking of setting aside money in an FSA so that you can save up to 50 percent on laser vision correction, schedule an appointment now to find out if you’re a candidate for the procedure. With FSA’s and our affordable payment plans, laser vision correction will never be more affordable!